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allknittedup.blogspot.com
Monday, December 04, 2006

Urgh one thing I hate about the Singapore work payment system is that:

1. They withhold your last month salary till you settle your tax; and
2. When you start your new job, your salary wont be in till the 10th of NEXT month.

So since I quit in December and start in January. They will hold my December salary till goodnessknowswhen. I get my first pay on 10 February 2007. Sweet. 2 months no pay. Lucky Mr Bee plegded financial assistance. If that fails, there is always the ever faithful credit card.

Coming to this situation reminds me of when I first started out in Singapore. Can you imagine, I came here with RM? And my first pay was like... EONs away (really, when you are trying to survive with little money, it WILL feel like it is 10,000 yrs away). It is so DAMN painful if you try living the first 2 months (especially if you are trying to start out) in RM. By the 3rd month, you are using all your money earned to recover your 2 months debt (parents, credit card, loansharks, whatever).

It took me almost all of my 3 working years in KL just to live 2 months here. And this is not too bad because I got Mr Bee with me to share and be my buffer. EVEN to open a bank account it takes you SGD1000 (because I am a foreigner) Can you imagine? I was painfully SGD700 short. And I had my credit card bills to pay. It wasnt a pretty sight. Boo hoo

I've got a colleague who had to borrow money (I didnt question if it is a loan sharkie) to live in Singapore for 2 months (till he gets his first months pay). And he couldnt even open a bank account until he gets his first month pay. So he was really at the mercy of the company. He even had to defer his rent payment because of the timing of the cheque payment. He was really a poor case because for cheque payment, it takes a few days more to process. It was pretty funny when he was complaining and kept calling (begging) the HR people to process the cheque. They couldnt process it because the signatory wasnt there. Nevertheless in the end he had to beg his landlord for an extension first.

I mean couldnt these pple like think how hard is it to relocate from one country to another (yes I know the further it is the harder.. but it is hard enough for me) and like pay us earlier to help ease our cashflow funding or something?

Anyhoo... I'm not too bad this time round, since Mr Bee is still bringing in the regular paycheque. Heh. I shall think of nothing more than the 3 weeks I am going to be free. I hope I dont go on a shopping binge because of boredem. HEH. Like it is said

"For everything else, there is a MasterCard/Visa"

Oh how I love my plastic.




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